What it is: a 2% bonus on each qualifying investment, paid to both the customer making the referral (issuer) and the friend they refer (redeemer).

Who it is for: existing Sidekick investment customers who refer a friend and new customers who open a qualifying investment account through that referral.

How it is applied: automatically invested into your qualifying investment product at the next available trading session.

Maximum bonus: up to £500 as a redeemer and up to £500 as an issuer, giving a maximum total bonus of £1,000 per customer where both roles are held.

Minimum holding period: 12 months from the date of each qualifying investment. You must keep your invested funds in the qualifying product for 12 months to retain your bonus in full.

Clawback: if you withdraw funds within 12 months of a qualifying investment, a proportionate share of your bonus will be recovered. The proportion recovered equals the proportion of your investment withdrawn. For example, withdrawing 50% of your investment within 12 months will result in 50% of the related bonus being clawed back.

This promotion runs from 18 May 2026.

To participate as an issuer you must be an active Sidekick investment customer. You may refer up to 3 friends.

To participate as a redeemer you must be a new Sidekick customer with no existing account at the point of referral. You must open a GIA or Stocks and Shares ISA through Sidekick using a valid referral code and make an initial deposit of at least £1,000 into a qualifying investment product.

The Qualifying Date is the date the redeemer makes their qualifying investment. This is the point at which the referral is considered valid and recorded.

Qualifying investment products are those falling within Sidekick’s Core Investments and Personalised Investments categories.

Products falling within the Advanced Opportunities category are not eligible for this promotion.

A bonus of 2% is payable on each qualifying investment into a qualifying investment product, up to a maximum of £500 per role.

Referring a friend does not earn you a percentage of your friend’s investment. It activates a bonus period during which your own qualifying investments earn 2%.

The £500 per role maximum applies to the total bonus paid across all qualifying investments. For example:

Issuers: each successful referral activates a 3-month bonus period from the relevant Qualifying Date, running sequentially. The maximum total period is 9 months across 3 referrals. Remaining days are displayed in the app and increase with each successful referral. A referral made after an existing period has expired activates a new period, displayed separately in the app.

Redeemers: 3 months from the Qualifying Date.

When a bonus payment is due, Sidekick will automatically invest it on your behalf. You do not need to take any action.

The bonus is paid into your Wallet and then automatically invested into the same qualifying investment product as your corresponding investment at the next available trading session. Trading sessions are on business days only, excluding weekends and UK bank holidays.

By participating in this promotion you authorise Sidekick to carry out this automatic investment each time a bonus payment is due. This authorisation is limited to bonus payments under this promotion, does not constitute an ongoing investment mandate, and does not modify any agreements you hold with Sidekick. Bonus payments cannot be redirected to a different product.

If you withdraw funds within 12 months of a qualifying investment, a proportionate share of your bonus will be recovered. The proportion recovered equals the proportion of your investment withdrawn. Once the 12-month period has expired, no clawback applies and you retain your bonus in full.

The following are non-exhaustive examples of scenarios in which clawback may apply:

If you make a full withdrawal before the 12-month period expires, all bonus payments relating to that product will be clawed back in full.

If you make a partial withdrawal before the 12-month period expires, clawback is applied proportionately to the share of your investment that you withdraw. The clawback amount is calculated as follows:

Clawback amount = Bonus received × (Amount withdrawn ÷ Amount invested)

The remaining bonus stays invested. Where two or more withdrawal instructions are made within the 12-month period, they are treated in aggregate for the purposes of calculating the clawback proportion.

Example:

The amount we recover is always fixed at the bonus paid to you. It does not increase or decrease with market movements. However, if your investment has fallen in value when you withdraw, your overall position may be worse than if you had not withdrawn. You should consider this before making a withdrawal.

The clawback amount is deducted from the proceeds of the withdrawal instruction that triggered it. If the proceeds are insufficient to cover the clawback amount in full, we will contact you to arrange payment of the outstanding amount.

Where a clawback trigger occurs before the bonus has been invested, Sidekick will recover the amount directly from your Wallet. If the Wallet balance is insufficient, we will contact you to arrange payment of the outstanding amount.

If you believe a referral has not been correctly recorded, notify Sidekick within 60 days of the redeemer’s qualifying investment by contacting customer support. No bonus will be payable after this period in respect of an unverified referral.

This promotion is intended for customers with a genuine intent to invest. Sidekick may withhold or recover any bonus, and may deactivate referral codes, where it reasonably believes the promotion is being misused, gamed, or circumvented. Examples of misuse include, but are not limited to:

Referral codes do not have an expiry date but will become invalid in the following circumstances:

No bonus is payable to a redeemer who attempts to use an invalid code. Sidekick may deactivate a referral code at any time, including where it reasonably believes the code has been shared publicly.

Where a clawback trigger occurs before the bonus has been invested, Sidekick will recover the amount directly from your Wallet. If the Wallet balance is insufficient, we will contact you to arrange payment of the outstanding amount.

The maximum bonus payable under this promotion is £500 in your capacity as a redeemer and £500 in your capacity as an issuer. These limits apply independently.

If you joined Sidekick as a redeemer and subsequently refer friends as an issuer, your redeemer bonus period and issuer bonus period can run at the same time. In this case the maximum total bonus you can earn across both roles is £1,000.

Once the £500 limit is reached in either role, no further bonus payments will be made in that capacity regardless of whether further qualifying investments or referrals are made.

Each customer may only participate as a redeemer once. A customer who joined Sidekick as a redeemer may subsequently participate as an issuer and refer up to 3 friends. The £500 cap applies independently to each role.

Sidekick operates a one account per customer policy. If we become aware of multiple accounts held by the same customer, that customer will be disqualified from this promotion and any bonus paid may be recovered.

The bonus will not be paid if:

The clawback condition applies for 12 months from each qualifying investment regardless of whether the promotion has ended.

We may withdraw this promotion at any time. Where a customer has already activated the bonus, their full bonus period will be honoured. Withdrawal does not otherwise affect bonuses already paid unless we are entitled to recover them under the section below.

We may withhold, withdraw or correct any bonus (including reclaiming overpayments) if we reasonably believe:

Your capital is at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results. The bonus is invested into your qualifying investment product and is subject to the same market risk. The value of your invested bonus may be less than the amount invested at the point of any clawback calculation.

The tax treatment of this bonus will depend on your individual circumstances. Sidekick makes no representation as to its tax treatment. As the bonus is invested rather than held as cash, any tax liability may need to be met from other funds. You are responsible for your own tax affairs and should seek specialist advice if you are unsure.

If your qualifying investment product is a Stocks and Shares ISA, the bonus payment will be invested as a subscription into your ISA and will count toward your annual ISA allowance. The annual ISA allowance is currently £20,000 across all ISAs you hold. You are responsible for ensuring you do not exceed your annual ISA allowance. Sidekick does not monitor your ISA subscriptions held with other providers.