The portfolio holds four equal parts, each chosen for the way it performs under different economic conditions:
Sleeve | Allocation | Purpose |
Global equities (SWLD) | ~25% | Drive long-term growth when the economy expands and markets rise. |
UK government bonds (IGLT) | ~25% | Offer stability and typically rise when interest rates fall or growth slows. |
Sterling Liquidity Fund (BlackRock) | ~25% | Acts as a cash anchor for capital preservation and liquidity during uncertainty. |
Physical gold (SGLN) | 2~5% | Protects purchasing power during inflation and when confidence in currencies or markets weakens. |
Together, they aim to smooth returns and reduce the impact of any single market event.